Members may choose from more than 3,000 participating Chiropractorsand enjoy a variety of savings and services including a free consultation, 50% savings on diagnostic services, 50% savings on X-rays performed on-site and 30% savings on treatment and other services. Also, members have unlimited access to care with no limits on the number of visits. Each chiropractor’s license and insurance are carefully verified before being accepted in the network. Items such as vitamins and durable goods are priced at the doctor’s discretion.
Medical Travel Assistance
Members have access to a global network of practicing physicians, travel assistance personnel and emergency evacuation benefits when traveling 100 miles from home and suffering a serious injury or illness. Knowing help is merely a phone call away provides members with peace of mind. Some of the services include emergency medical evacuation, repatriation of mortal remains, transportation to join a hospitalized family member, return of dependent children, etc.
Counseling
Emotional and relationship challenges sometimes seem overwhelming, but personal problems are as treatable as any other health concern if you know where to turn. Our telephone counselors assist with problem resolution and suggest options to help members with personal issues of any size.Members receive free unlimited telephone counseling services 24 hours a day, 7 days a week for multitude of issues including depression, anxiety or stress, conflicts at work or home, reliance on alcohol, drugs, tobacco or food, sexual, physical or emotional abuse, loss and grief and change and transition.
Nurse Hotline
Good health starts with asking questions and knowing where to go for the answers. Nurse Hotline offers toll-free access to experienced registered nurses, 24 hours a day, 365 days per year. Our hotline nurses are an immediate, reliable and caring source of health information, education and support. Our nurses provide information based on physician-approved guidelines, including general information on all types of health concerns, answers about medication usage and interaction, translation services for non-English speaking callers, etc. Better-informed, healthier individuals are key to reducing healthcare costs. Nurse Hotline gives you necessary information to help with healthcare. In addition to preventing unnecessary emergency room visits, you receive quick, sound medical information from trained RNs.
Diabetic Supplies
Through the VIP Health & Wellness program, members save dramatically over the retail price of their diabetic supplies. Plans include a premier Glucose Meter, control solution, test strips, lancets and lancing device. Supplies are shipped regularly at no additional cost.
Dental Care
Members save 15% to 50% on everything from general dentistry and cleanings to root canals, crowns and orthodontia at over 71,000 dental practice locations.Save on routine dental services such as x-rays and fillings or specialty care such as orthodontics and periodontics where available. All participatingdentists are credentialed and re-credentialed on an ongoing basis.
Before scheduling an appointment, the member will call the number on the back of their card to speak with a Patient Advocacy representative. The representative will contact providers in the network to ensure the dental office understands the Dental Care discount card and is accepting new patients. The representative will then contact the member to provide several different dental care locations so the member may select the provider that most meets their specific needs and book an appointment.
Pet Care
The Pet Care Savings Program is designed to save members money on everything for their special family member - their pet! All the pets in the household can take advantage of this program. The Pet Care Savings Program is not insurance. With the Pet Care Savings Program there is a 25% discount at network veterinarians on most procedures, plus savings of 10% to 30% on pet products and services at participating merchants. The Pet Care Savings Program also includes a free pet ID tag and confidential 24-hour pet location service in the event of a lost pet.
Pharmacy Discount
The neighborhood pharmacy program assures members the lowest price on prescription drugs, saving 10% to 60% on most prescriptions.It's simple to use. The member simply presents the membership card to the pharmacist with the prescription. The pharmacist calculates the discount and the member pays the discounted price. No other forms required.
Family Consultation Services
"Life happens" in many different ways and Family Consultation Services responds with real solutions. Our comprehensive telephone consultation provides you with research and referral information for childcare, elder care and care for people with disabilities. Save countless hours finding a care provider to meet your specific needs and receive a detailed Provider Profile packet and educational materials and guidebooks within 48-72 hours.
Physician And Hospital
We recognize the importance of overall coverage from any network, especially the physician and hospital networks. In effort to ensure the best coverage for all of our members nationwide, we have a broad range of PPO providers. The different networks can be blended together to create the best state-by-state coverage.The Galaxy Health Network has been our standard physician and hospital benefit for some time. In addition to Galaxy we are introducing ppoNext and Beech Street Network. With the availability of three different networks, clients can now evaluate which network provides the best coverage for their target audience. Our clients will also have the option to blend the networks, thus assigning the best network per member, based on the coverage in the member’s respective state. The consumer can also choose their network or networks.
Hearing Aid
Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% to 58% in retail locations nationwide and discounts of 40% to 60% through the mail order program.
Security Systems
Home Security Systems is a full service alarm monitoring company that provides members with peace of mind and total protection for their home. Members will receive a free home assessment and exclusively discounted pricing on a new home security system. Members can also take advantage of 24-hour protection and customer service, along with fast and efficient emergency response.
We offer total home security and protection. An alarm will give members the satisfaction and peace of mind in knowing that their family and home is protected and equipped to dispatch police, fire, and paramedics any time during the event of an emergency. Available member-only security packages include FREE equipment and monthly fee of only $26.
LifeLock Identity Theft Protection
Identity Theft Protection is on hand 24 hours a day to help protect the members’ good name by providing comprehensive, personalized prevention and recovery services. Prevention services include a test to help determine vulnerability to identity theft and preparation of a Personal Protection Plan including tips on how to avoid a theft event. If a member does become a victim of identity theft access to a recovery advocate is available to review credit reports, place fraud alerts, advise member of victim’s rights and provide a checklist of the steps the victim must take to resolve the incident. Discounts on personal protection services, ranging from secure, locking mailboxes to personal recovery assistance, are also available.
Long-Term Elder Care
Our Long-Term/Elder Care program is designed to provide assistance and support to members dealing with the aging of their parents and family members. Our trained and experienced elder care specialists help you and your family understand the issues related to caring for an older person and assist you in making the right choices for your family. Speak with a trained specialist 24 hours a day, 7 days a week about understanding the emotional and financial challenges of caring for an elderly person, how in-home services provided by a professional geriatric care manager can ease the care giving burden and locating an appropriate home health agency, assisted living facility or nursing home at the best rates.
Medical Health Advisor
Medical Health Advisor helps members more easily navigate the complexities of the healthcare and insurance systems. Members can call a toll-free number and talk to their own Personal Health Advocate who helps work with them to resolve issues and problems that they encounter.
Medical Record Storage
The Medical Record Storage program is a personal medical record solution that gives fast, secure access to complete medical records whenever they are needed. Medical records and vital information are maintained and released safely with a member’s PIN. Members have peace of mind whether they are across town or across the world, assured that in the event that they should ever be unconscious, disoriented or not lucid their vital medical information is rapidly available.
In a medical emergency, time is of the essence. Immediate access to essential medical information can SAVE LIVES by helping to avoid life-threatening delays in treatment, medical/surgical complications, allergic reactions and medication errors. Immediate access to personal medical information can also SAVE HEALTH CARE DOLLARS by avoiding the administration of unnecessary or duplicative procedures and tests.
Legal Services
The legal benefit is provided by a nationwide discount legal referral service. Attorneys in our network have an average of 19.4 years of experience and counts more than 20,000 attorneys with a guaranteed rate of $125.00 per hour for all extended legal care. Nine free services which includeunlimited phone consultations for new legal matters, one-on-One consultations for new legal matters, attorney review of independent legal documents (6 page max.) per new matter, etc.
Vitamins
Vitacost.com is your one-stop shop for thousands of top brand vitamins, supplements, herbs, organics and natural health care products at up to 80% off retail everyday. Choose from over 400 brands and 12,000 items in stock and enjoy savings of 10% on already low prices. Members can place orders online or toll free by phone. Most orders ship the same day and every order is backed by the exclusive 5-star guarantee.
Tax Help Line
Members of the Tax Help Line will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040 EZ, 1040A and standard 1040. Tax Help Line provides members with access to discounts on numerous tax return schedules and forms. Simply call the toll-free number and members will be able to effectively plan in advance so the year-end tax preparation is free and painless.
Golf Program
This golf discount program is one of the nation's premier golfer's savings programs. The national network consists of over 2,000 exciting courses throughout the US, Canada, and many other international destinations. Discounts are also available for golf lessons, driving ranges, and much more.
Financial Helpline
Financial problems plague a significant portion of Americans. From the most basic questions to the more complex, our accredited and certified financial counselors can help. Debt, health care expenses, housing issues, credit card spending, taxes, college funding, retirement planning, are just some of the issues that our members can get help with. Financial Help Line, MONEY MATTERS, members have free access to experienced, accredited financial counselors. Our counselors will objectively assist members in assessing situations, discussing options, creating an approach, finding the right resources and information, and help resolve financial questions.
TelaDoc Medical Hotline
Our service is a national network of licensed primary care physicians providing cross coverage consultations 24 hours a day, 365 days a year. Consulting physicians diagnose routine, non-emergency individual medical problems, recommend treatment and prescribe short-term medication (when appropriate) over the telephone. Members can access this service wherever they happen to be: home, office, hotel room, or vacation campsite. Members simply make a phone call and, in most cases, speak to a doctor within three hours.
Vision
Coast to Coast (CTC) Vision has contracted with over 12,000 eyecare locations nationwide. Members save on eyeglasses, contacts, eye exams and surgical procedures.The CTC provider network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.
Roadside Assist
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum. Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.
If you want more detailed information, please email or call us at 304-822-7156.
Note: Newer or improved benefits may not be listed. Contact us for information.